Property and Casualty Insurance in Rockwall, TX

Protect Your Assets and Liability with Comprehensive P&C Coverage

Property and Casualty Insurance — often referred to as P&C — forms the foundation of protection for both individuals and businesses. At Chase One Agency LLC, we help clients across Texas safeguard their physical property and protect themselves from liability with customized P&C policies that reflect real-life risks.


Whether you own a home, rent an apartment, operate a small business, or manage multiple commercial properties, P&C coverage is essential to keeping your investments and financial future secure.



Our team takes the guesswork out of coverage by helping you understand what you need, what’s required, and how to protect everything you’ve worked hard to build.

What Is Property and Casualty Insurance?

P&C insurance refers to a category of policies that protect your property and provide liability coverage for accidents or damages that occur as a result of your actions, ownership, or operations.

It includes:


  • Property insurance – Covers physical assets like homes, buildings, equipment, inventory, and personal belongings.
  • Casualty (liability) insurance – Protects you if you’re found legally responsible for bodily injury or property damage to others.

Chase One Agency LLC offers both personal and commercial P&C insurance solutions, tailored to your specific needs and exposures.

Personal Property and Casualty Insurance

For individuals and families, P&C coverage helps provide financial security in the event of fire, theft, storm damage, lawsuits, and more. Common policy types include:

Homeowners Insurance

Covers your home’s structure, personal belongings, and liability for injuries or damages occurring on your property.

Renters Insurance

Protects your personal property and liability when you’re renting a home or apartment. Highly recommended and often required by landlords.

Condo Insurance

Covers interior property, belongings, and liability not handled by the condo association’s master policy.

Auto Insurance (Casualty Portion)

Pays for damages and injuries you cause to others in an auto accident, as well as legal defense if you're sued.

Umbrella Insurance

Provides extra liability coverage that kicks in when the limits of your other policies are exhausted.

Commercial Property and Casualty Insurance

Business owners face a different set of risks. Our commercial P&C policies help companies manage liability, stay compliant, and recover from losses related to physical property, lawsuits, or operations.

General Liability Insurance

Covers bodily injury, property damage, and advertising injury claims brought against your business.

Commercial Property Insurance

Protects business-owned buildings, equipment, inventory, and furnishings from damage due to fire, theft, vandalism, or natural disasters.

Business Owners Policy (BOP)

A bundled policy that includes both general liability and commercial property coverage — ideal for small to mid-sized businesses.

Commercial Umbrella Insurance

Extends your liability limits above and beyond standard policies.

Workers’ Compensation & E&O

Available as add-ons for businesses that need protection for employees or professional liability exposure.

Who Needs P&C Insurance?

Property and Casualty Insurance isn’t just for businesses or homeowners — nearly every person or organization needs some form of P&C protection.

You should consider P&C insurance if you:



  • Own or rent a home, condo, or apartment
  • Operate a business or own commercial property
  • Use vehicles for business purposes
  • Host clients, tenants, or visitors on your premises
  • Own valuable personal property
  • Want added financial protection in case of lawsuits or large claims

Whether you're just starting out or expanding your assets, we make sure your coverage evolves with you.

Why Choose Chase One Agency LLC?

We bring together the best of both worlds — personalized service from a local agency and access to top-tier national insurance carriers. Our Rockwall-based team understands the risks Texans face and how to insure against them effectively.

Here’s what sets us apart:


  • Custom coverage, not cookie-cutter policies
  • Local agents who understand Texas regulations and weather risks
  • Transparent, no-pressure consultations
  • Multilingual service (Se habla Español)
  • Reliable claims support and ongoing policy management

You don’t have to navigate insurance on your own. We’re here to make sure you’re protected — now and long into the future.

FAQs – Property & Casualty Insurance

  • Is property and casualty insurance the same as home insurance?

    Homeowners insurance is one type of P&C insurance. P&C is a broad category that includes home, auto, renters, liability, and more.

  • Do I need both property and liability coverage?

    Yes. Property insurance protects your physical belongings, while liability coverage protects you if you’re held responsible for injury or damage to others.


  • Can I bundle personal and business coverage?

    We often recommend bundling for better pricing and simplified policy management. We’ll help you explore those options based on your needs.


  • What’s the difference between general liability and umbrella insurance?

    General liability covers specific events and claims. Umbrella insurance adds additional coverage limits across multiple policies in case of large claims or lawsuits.

  • Is flood or earthquake insurance included?

    No. These require separate policies or endorsements, which we can help you add if needed.

Get a Property and Casualty Insurance Quote

Let Chase One Agency LLC help you build a stronger foundation for your personal or business life. With tailored P&C insurance, you’ll have the protection you need to move forward with confidence.