Business Insurance in Rockwall, TX
Insurance Solutions Built for Texas Business Owners
Running a business takes hard work, long hours, and no small amount of risk. At Chase One Agency LLC, we help protect everything you’ve built with business insurance solutions tailored to your industry, operations, and growth goals.
Whether you’re a local contractor, shop owner, real estate investor, or service provider, we offer the protection you need to operate with peace of mind — and stay resilient in the face of accidents, property damage, lawsuits, or employee-related claims.
Based in Rockwall and serving clients across Texas, we combine local insight with access to top-rated commercial insurance carriers to keep your business covered from all sides.
Why Business Insurance Is Essential
No matter how small or established your company is, risks are an unavoidable part of doing business. A single accident, lawsuit, or severe storm can quickly disrupt operations or even put your livelihood at risk. Business insurance helps protect against property damage, customer injuries, employee injuries or illnesses, lawsuits and legal fees, equipment breakdowns, and lost income caused by business interruptions. Without the right coverage in place, these unexpected events can result in significant out-of-pocket expenses that many small businesses simply cannot afford.
Types of Business Insurance We Offer
Our team will help you evaluate your exposures and build a custom package that protects your operations today and as you grow.
General Liability Insurance
Covers third-party claims of bodily injury, property damage, and personal injury. This is a core policy for most businesses and is often required for leases, licenses, and contracts.
Commercial Property Insurance
Protects your building, office space, inventory, tools, and equipment from damage caused by fire, theft, vandalism, or weather events.
Business Owners Policy (BOP)
Combines general liability and commercial property coverage in one affordable bundle — ideal for small to mid-sized businesses seeking basic protection.
Commercial Auto Insurance
Required for vehicles used in business operations. Covers company cars, trucks, delivery vans, or fleets used to transport goods, equipment, or employees.
Workers’ Compensation Insurance
Covers medical bills and lost wages if an employee is injured or becomes ill due to work-related activities. Often required by law depending on business size and structure.
Professional Liability (E&O)
Protects service-based businesses from claims of negligence, errors, or omissions. Ideal for consultants, real estate agents, accountants, and other professionals.
Cyber Liability Insurance
Provides coverage for data breaches, cyberattacks, and the legal and financial consequences of digital exposure. Increasingly essential for any business that stores customer data online.
Commercial Umbrella Insurance
Extends your liability protection beyond the limits of your underlying policies. A smart safeguard against large or unexpected lawsuits.
Who We Serve
Our business clients range from solo entrepreneurs to established companies with multiple locations. We understand the needs of Texas-based businesses across many sectors, including:
- Retail shops and boutiques
- Restaurants and food service
- Contractors and trades (HVAC, electrical, plumbing)
- Commercial real estate and landlords
- Health and wellness professionals
- Consultants and freelancers
- Transportation and logistics
- Technology and service firms
Whether you’re working from a storefront, warehouse, or home office — or managing remote teams — we’ll help protect what keeps your business moving.
Why Work With Chase One Agency LLC?
As a locally owned agency based in Rockwall, we offer the personalized attention you won’t find with national providers or online platforms. We’re here to help you:
- Understand your coverage needs
- Compare quotes from trusted commercial insurers
- Avoid coverage gaps or unnecessary costs
- Adjust your policies as your business grows
- Get fast, responsive support when claims arise
We take time to understand your operations and create coverage that reflects real-world risks. You won’t get a one-size-fits-all policy — you’ll get a partner who cares about your long-term success.
Frequently Asked Questions
What’s the minimum coverage my business needs?
It depends on your industry, size, and risk level. Most businesses need at least general liability and property insurance. We’ll help determine your specific needs.
Is business insurance legally required in Texas?
Texas does not require general liability or property insurance by law, but some industries must carry workers’ comp or auto coverage. Many landlords and vendors also require proof of insurance.
Can I bundle my policies?
Yes. A Business Owners Policy (BOP) is a common way to bundle liability and property coverage. Bundling can simplify policy management and reduce costs.
How do I file a claim?
If something happens, contact our office directly. We’ll help guide you through the process with your carrier and make sure everything is handled promptly.
Do I need commercial auto insurance?
If you or your employees use vehicles for work (beyond commuting), then yes — personal auto policies won’t cover business-related use.
Request a Business Insurance Quote
Let’s protect what you’ve built — and position your business for future growth. Get in touch with Chase One Agency LLC for a free, personalized business insurance quote today.
Serving Rockwall and business owners throughout Texas.