Auto Insurance in Rockwall, TX

Auto Insurance That Works for You

If you own a vehicle in Texas, auto insurance isn’t optional — it’s the law. But at Chase One Agency LLC, we believe coverage should go beyond minimum requirements. It should provide real peace of mind every time you get behind the wheel.


Whether you’re driving across Rockwall, commuting to Dallas, or road-tripping through the Texas Hill Country, the right auto insurance policy gives you confidence that you’re protected against accidents, damage, liability, and unexpected costs.


Our licensed agents take the time to understand your needs and offer policy options that match your driving habits, vehicle type, and budget — without unnecessary extras or confusing fine print.

Why Auto Insurance Is Essential

You hope to never file a claim — but if you do, your policy should be there when you need it most. Accidents, weather events, vandalism, and uninsured drivers are all realities on Texas roads. The right insurance makes sure you’re covered and supported in the aftermath.


Texas state law requires minimum liability insurance, but that only covers the damage you cause to others. It doesn’t protect your own vehicle or medical expenses. That’s why we help clients find balanced coverage that fits their real-world risks.

What Our Auto Insurance Covers

We offer a wide range of auto insurance options to keep you, your passengers, and your vehicle protected.

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Standard Coverages

Liability Coverage – Covers injuries or damages you cause to other people or property

Collision Coverage – Pays for damage to your car from an accident, regardless of fault

Comprehensive Coverage – Covers non-collision events like theft, fire, hail, flood, or vandalism

Uninsured/Underinsured Motorist – Protects you if you're hit by a driver with little or no coverage

Medical Payments / Personal Injury Protection (PIP) – Helps pay for medical expenses after an accident

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Optional Add-Ons

Roadside assistance
Rental car reimbursement
Gap insurance (for new or financed vehicles)
Custom equipment coverage
Ride-share (Uber/Lyft) endorsements


Our agents will walk you through each option and help you build a policy that protects what matters most to you.

Who Needs Auto Insurance?

If you own a car, truck, SUV, or motorcycle in Texas, you’re required to carry minimum coverage — but most drivers need more than just the basics.


We help insure:

  • Everyday drivers and commuters
  • Families with multiple vehicles
  • College students
  • First-time drivers and teen drivers
  • Classic and collector car owners
  • High-risk or non-standard drivers


No matter your driving history or situation, we work with a wide network of insurance carriers to find a policy that fits your needs and budget.

Why Choose Chase One Agency LLC for Auto Insurance?

With so many providers out there, what makes Chase One Agency the right choice for your auto coverage?


  • Local Expertise: We live and work in Rockwall — we understand Texas roads, risks, and insurance requirements.
  • Access to Multiple Carriers: We compare rates from top-rated insurers to find competitive pricing and strong protection.
  • Personalized Service: We get to know you, not just your vehicle. Your coverage is built around your lifestyle, not a standard form.
  • Bilingual Agents: Se habla Español. We proudly serve clients from all backgrounds.
  • Ongoing Support: From policy changes to claims, we’re your long-term insurance partner.

Frequently Asked Questions

  • Is auto insurance required in Texas?

    Yes. Texas requires drivers to carry liability insurance at minimum. However, we strongly recommend additional coverage to fully protect your vehicle and finances.


  • What is the minimum coverage in Texas?

    Texas mandates 30/60/25 coverage — that’s $30,000 per person for bodily injury, $60,000 per accident, and $25,000 for property damage.


  • How can I lower my premium?

    Ask us about discounts for safe drivers, bundled policies (home + auto), good students, paid-in-full policies, and more.


  • Do you insure teen or first-time drivers?

    Yes. We’ll work with you to find affordable options for younger drivers, including safe-driving incentives and multi-vehicle discounts.

  • Can I switch my current policy to Chase One?

    Yes. We’ll handle the transition process for you and ensure there’s no gap in your coverage.


Get a Free Auto Insurance Quote

Don’t wait until you’re in an accident to find out your coverage isn’t enough. Let Chase One Agency LLC help you find the right policy today. Our licensed agents will provide personalized quotes, clear explanations, and support whenever you need it.